Making Car Financing Accessible to Everyone
At 3rd Avenue Auto Sales, we believe that everyone deserves access to reliable transportation. For over 10 years, we’ve been helping customers with all types of credit situations get approved for the vehicles they need.
90%
Approval Rate
10K+
A+
BBB Rating
All front line vehicles include a two-year / 24,000-mile protection plan and are third-party inspected.
Our Story
Founded on the principle that credit challenges shouldn’t prevent access to reliable transportation
The Beginning
3rd Avenue Auto Sales was founded in 2014 by Scott Landers, who experienced firsthand the challenges of securing auto financing after a temporary financial setback. Frustrated by the lack of options for people with less-than-perfect credit, he set out to create a company that would say “yes” when others said “no.”
What started as a small operation has grown into a trusted regional leader in alternative auto financing, helping thousands of customers get back on the road.
Our Mission Today
Today, we continue to focus on our core mission: providing accessible, transparent, and fair auto financing solutions. We’ve built our reputation on treating every customer with respect and finding creative solutions to help them to succeed every time.
As an in-house lender, we have the flexibility to make decisions quickly and consider factors beyond just credit scores. We look at the whole person and their situation.
Our Values
These core values guide every decision we make and every interaction we have with our customers
Customer First
We put our customers at the center of everything we do, ensuring service and support.
Transparency
Clear, honest communication with no hidden fees or surprises throughout the process.
Results Driven
Inclusive Financing
Our Impact
10+
1000+
99%
$10M+
Meet Our Team
Scott Landers
Founder & CEO
A U.S. Navy veteran and entrepreneur with 30+ years of experience, Scott founded 3rd Avenue Auto Sales to serve working-class families with integrity, offering second chances, real financing, and reliable vehicles.
Aleida Maria Urrego
Operations Coordinator
Aleida keeps operations running smoothly from loan processing to team coordination. With a business and customer service background, she combines professionalism, efficiency, and care to support both clients and internal systems at 3rd Avenue.
Billy Adkins
Sales Manager
For 7+ years, Billy has helped customers find the right vehicles and secure approvals, regardless of credit. Known for honesty and patience, he ensures a smooth, respectful, and confident car-buying experience.
Why Choose 3rd Avenue Auto Sales?
In-House Financing
We are the lenders So, faster decisions and more flexibility
All Credit Types Welcome
Good, bad, or no credit - we work with all situations
Personal Service
Work directly with experienced financing specialists
Quick Approvals
Most applications approved in under 2 minutes
We Also Buy Cars
Trade in or sell your current vehicle for a fair price
Transparent Process
No hidden fees or surprise charges